Get covered
before you
hit the road.
Quote, buy and manage motor insurance entirely online. Real-time pricing, M-PESA payments, and your policy in your pocket — no agents, no paperwork.
Everything you need
to stay covered.
Six things every driver should expect from insurance — in one simple app.
Real-time quotes
See pricing instantly and adjust your cover on the go.
Digital policy access
View, download and manage your policy anytime.
Renewal reminders
Never miss a renewal with smart notifications.
Secure payments
Pay premiums safely with M-PESA and more.
Add-ons & extras
Customise your policy with extras that matter to you.
Customer support chat
Get help instantly through in-app support.
Four steps.
One quote.
Drop in your plate
Your number plate or VIN is the only thing we need to start.
Price in real time
Cover priced instantly — levies and stamp duty included.
Snap your docs
Logbook, KRA PIN, ID and a couple of photos. Snap and go.
Pay & you're set
Pay with M-PESA and your policy lands in your pocket.
Pick your level
of protection.
Comprehensive cover
Full protection for your vehicle, plus everyone else on the road.
- Accidental damage
- Theft & fire
- Third-party liability
Third-party cover
Covers damage or injury you cause to others, as required by law.
- Third-party injury
- Third-party property
- Private & commercial
Smart insurance
for every journey.
Drive knowing Kraal has you protected every mile. Get your first quote in under two minutes.